When deciding on a card, remember that you cannot transfer balances from one card to another card from the same issuer.You’ll need to go with a different bank for your balance transfer card.There are a few things to keep in mind when consolidating your debts.First, you’ll need good credit to get a good balance transfer deal.Use the no-interest period to pay off as much debt as you possibly can.Cut your budget, pick up overtime at work, and look for additional ways to put more money toward your debts each month.
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If you’re juggling multiple credit card balances and want to pay down your debt faster, it might be time to consolidate your debt.
By merging your debts onto a balance transfer credit card, you can reduce the number of payments you’re making, save money on interest, and finally get rid of your debt.Plus, there is a low 10.24% variable APR for purchases and balance transfers.